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Frequently Asked Questions |
Life Insurance Needs Calculator
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"No paperwork. No appointments. No sales people. Simple, convenient online approval."
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Be insured in 10 minutes with affordable Instant Term Life Insurance!
With Instant Term you choose:
- 10 or 20 Year Term
- $100,000 to $1,000,000 of coverage
Apply for coverage now.
If you don't know how much term life insurance you need, let our interactive
Life Insurance Needs Calculator help you decide.
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It has never been faster or easier to apply for Term Life Insurance. Using our
instant quote and online application technology, you are able to instantly apply for Term Life Insurance, at your
convenience and in the privacy of your home or office, and be insured in as little as 10 minutes. Get your
FREE instant quote with absolutely NO hassle and NO
obligation!
Instant Term, which is issued by
The American Life Insurance Company of New York, offers a choice of a 10- or 20-year term with face amounts
ranging from $100,000 to $1,000,000. Typically, a healthy person will need to answer about 50 questions in their
health and lifestyle questionnaire. With this interview, a prompt determination regarding a person's
insurability can be made and they can issue a policy immediately with coverage in-force for up to 90 days,
after which coverage will be extended for the full term once underwriting is complete. The online offerings
of most other insurance companies require a six- to ten-week turnaround period. Read more about Instant Term
in this fact sheet or apply for coverage now.
Why wait 10 weeks for your life insurance to begin when you can have up to $1,000,000 coverage in
10 minutes with Instant Term Insurance? If you know the amount of coverage you need,
apply for
coverage now. If you don't know how much term life insurance you need, let our interactive
Life Insurance Needs Calculator help you decide.
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Insurance eligibility and premiums are subject to underwriting.
Issued by The American Life Insurance Company of New York.
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