Privacy Policy
Our Commitment To Privacy
We take your privacy seriously, as it is important to us. Therefore, we have created this privacy policy
in order to demonstrate our firm commitment to protect your privacy and which we enforce to protect our users.
Please read the following to learn more about our privacy policy. To make this privacy policy easy to find, we
make it available throughout our Web site and everywhere personally identifiable information may be requested.
What This Privacy Policy Covers
This privacy policy covers our treatment of personally identifiable information that we collect.
This policy does not apply to the practices of companies that we do not own or control, or to people that we do
not employ or manage.
The Information We Collect
This notice applies to all information collected or submitted on this Web site. We collect information from our
users at several different points on our Web site.
When requesting additional information, we ask for your name and various contact information which may include,
E-mail address, mailing address, or other information. This information is referred to as personally identifiable
information. Consequently, once you request information from us, you are not anonymous to us.
We use this information for two general purposes: to fulfill your requests for certain products and services,
and to contact you about specials and new products and services.
Collection Of Personal Information From Minors Under Eighteen
Protecting the privacy of children is extremely important to us. For that reason we do not structure any part of
our Web site to attract anyone under the age of eighteen (18).
The Way We Use Information
We use the information you provide about yourself or others to complete the transaction for which the information
is intended. Such transactions may include obtaining information from you to supply you with additional information
about our services.
From time to time we request information from users via surveys. Participation in these surveys is completely
voluntary and the user therefore has a choice whether or not to disclose this information. Information requested
may include contact information (such as name) and demographic information (such as zip code and age). Survey
information will be used for purposes of monitoring or improving the use and satisfaction of this Web site.
Finally, we may also use the information you provide us to inform you of additions or improvements to this Web site.
Information Sharing And Disclosure
We are the sole owner of the information we collect. We will not sell, share, or rent this information to others
in ways different from what is disclosed in this statement.
We may send personally identifiable information about you to other companies or people when:
- We have your consent to share the information;
- We need to share your information to provide the product or service you have requested;
- We need to send the information to companies who work on our behalf to provide a product or
service to you. (Unless we tell you differently, these companies do not have any right to use the
personally identifiable information we provide to them beyond what is necessary to assist us.);
- We respond to subpoenas, court orders or legal process; or
- We find that your actions on our Web site violate this privacy policy.
Private Communications
We considers E-mail transmissions to be private correspondence between the sender and recipient. Therefore, we will
not edit, or disclose the contents of your private communications, unless we believe we must do so (a) to enforce
our Privacy Policy, (b) because we are required to do so by law, (c) to defend us in any legal action, or (d) to
protect our property. Additionally, our users must agree to respect the privacy and confidentiality of others.
Links
This Web site contains links to other sites. Please be aware that we are not responsible for the privacy practices
of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements
of each and every Web site that collects personally identifiable information. This privacy statement applies solely
to information collected by us.
Our Commitment To Data Security
We take every precaution to protect the information of our users. When users submit sensitive information to us,
that information is protected both online and offline.
To prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of information, we have put
in place appropriate physical, electronic, and managerial procedures reasonably designed to safeguard and secure
the information we collect online.
All information pertaining to our users is restricted in our offices. Only employees who need the information to
perform a specific job (for example, our agents or customer service representatives) are granted access to personally
identifiable information. Our employees must use password-protected screen savers when they leave their desk. When
they return, they must re-enter their password to regain access to your information. Furthermore, all employees are
kept up to date on our security and privacy practices. Every quarter, as well as any time new policies are added,
our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure
information about our users is protected.
If you have any questions about the security at this Web site, you may direct your E-mail to Webmaster@KozakInsurance.com.
Cookies
We may set and access our cookies on your computer. A cookie is a small data file that certain Web sites write to
your hard drive when you visit them. A cookie file can contain various information that the site uses to track the
pages you've visited. The only personal information a cookie can contain is information you supply yourself and it
can't read data off your hard disk or read cookie files created by other sites.
You may refuse cookies by turning them off in your browser. You do not need to have cookies turned on to use our site.
Other Miscellaneous Privacy Issues
We may occasionally send our users important information on products and services via a newsletter.
Changes To This Privacy Policy
We may amend this privacy policy from time to time. If we make any substantial changes in the way we use your
personally identifiable information we will notify you by posting a prominent announcement on our pages.
How To Contact Us
If you have any questions, suggestions or concerns about this Privacy Policy, please contact us by E-mail:
Webmaster@KozakInsurance.com,
or postal mail: Kozak Insurance Agency, P. O. Box 11482, Santa Ana, CA 92711-1482.
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