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About Us

This Web site is operated by Kozak Insurance Agency, an Independent Agency located in Southern California. Our agents are licensed to sell insurance in California. When you click on Apply for Coverage, you will be assigned to one of our agents.
  • History
Kozak Insurance Agency was established when Wayne Kozak began his insurance career in 1958, and later was appointed as an agent with the State Farm Insurance Companies. His son, Joe, began working with Wayne in 1974, and later established an independent insurance agency - Kozak Insurance Agency. This enabled them to offer the policyholders multiple companies while working with only one insurance agency.

The goal of Kozak Insurance Agency is based on the traditions that were established by Wayne Kozak during his four decades as a State Farm agent, which is to develop long-term relationships with the policyholder by treating them as friends and offering them Superior Protection at Affordable Prices.
  • Mission Statement
Kozak Insurance Agency is dedicated to bringing you Superior Protection at Affordable Prices.
  • Advantages
We are proud to represent insurance carriers that are financially sound and rated among the best by the insurance rating services such as A.M. Best and Moody's. We are also excited to utilize the Internet as a tool to provide a more efficient level of service by offering our policyholders instant quotes and instant coverage.

We want to make it easy for our customers to do business with us. Many people are uncomfortable providing confidential information about themselves when obtaining an insurance quote, but now with the use of the Internet and instant quoting technology, we are able to help more people obtain insurance while being able to shop at their convenience in privacy.


We encourage you to compare our rates to find that you, too, can have Superior Protection at Affordable Prices, while shopping in the convenience and privacy of your home or office.
  • Agent Overview
Kozak Insurance Agency is a father-son agency.  To learn more about us, please click on our names:

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Insurance eligibility and premiums are subject to underwriting.
Issued by The American Life Insurance Company of New York.